Risk & Insurance Articles
Recent news, insights and information on risk management and insurance via Roman Galey.
Winter Weather Liabilities
The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in snow- and ice-covered landscape. While it may be a winter wonderland (lucky that is north of us here in Hattiesburg) for some, as a...
Officer Exclusion from Workers’ Compensation Insurance
Work Comp Insights Officer Exclusion from Workers’ Compensation Insurance Most states require employers to purchase a workers’ compensation insurance policy to cover workers who are injured or made ill due to a workplace exposure. While owners and corporate officers...
Commercial Auto Trends to Watch
Whether they’re transporting materials and tools to worksites, hauling goods for deliveries or driving to meet clients—organizations of all sizes and industries rely on safe, functioning vehicles to serve their customers and generate profit. But, while utilizing a...
Commercial Risk Updates
Fraud and E-commerce The COVID-19 pandemic massively accelerated the growth of e-commerce. According to digital fraud prevention company, Sift, the amount of money spent by online shoppers nearly doubled between 2019 and 2020. However, amid the surge in online...
Structural Issues and Aging Buildings
While modern building codes and structural engineering have made buildings extremely safe, facilities managers must maintain a high level of upkeep for them to remain that way. As buildings age, they can lose their structural integrity. As such, if simple repairs are...
Ransomware Attacks Reach All-time High in Q4 2020
Ransomware attacks spiked in 2020 as the fear and chaos of COVID-19, combined with the transition to remote work, provided an abundance of opportunities for cybercriminals. Advisen data shows ransomware attacks reached an all-time high in 2020, with a particular...
How to Avoid Heat Illness
Avoid Heat Illness When it is hot outside, your body temperature can rise to dangerous levels. Normally, your body cools itself through sweating. However, in hot and humid weather, sweating is not enough and the result can be a heat illness. Staying Cool Follow the...
The Importance of Certificates of Insurance
No matter what industry you’re in, chances are your organization will, at some point, rely on the help of a third party to fulfill certain business needs. Regardless of who you work with, business arrangements with contractors and vendors can open you up to a number...
Monitoring Remote Workers
Due to the coronavirus (COVID-19) pandemic, more employees are working remotely than ever before. And, even as businesses begin to reopen across the country, remote work will likely remain popular for the foreseeable future. While remote work arrangements help keep...