Risk & Insurance Articles
Recent news, insights and information on risk management and insurance via Roman Galey.
Everything You Need to Know About Boat Owners Insurance
You purchased a boat to provide years of personal enjoyment—ensure your pleasure by choosing the right insurance protection. The Basics A small boat, such as a canoe or other un-motorized boat, is typically covered under the personal property portion of your...
In the Know: What You Need to Know Before Hopping on an E-scooter
By now, you’ve probably seen a few people cruise by on an electric scooter. They may have been a few teenagers on their way to a friend’s house, somebody using the vehicle as a new way to commute to work, or maybe it was even yourself doing the riding. E-scooters have...
Risk Insights: Red Flags Rule for Auto Dealers
Each year, more than 9 million Americans fall victim to identity theft. Often, there are red flags—or potential patterns, practices, or activities indicating the possibility of identity theft—before it actually happens. To protect consumers, the Federal Trade...
Motorcyle Insurance: Reducing Risk for Riders
There’s nothing like the freedom you feel when riding but if you’re on the road, you’re at risk. To ensure you’ve got the coverage and financial protection you need, consider the following motorcycle insurance coverage options. Liability Insurance Coverage Required by...
Construction Risk Insights – The Risks of Vacant Property
Theft, trespassing, fires, or other losses are constant threats on vacant construction sites. Losses might include not only the value of damaged or stolen materials but also the liability of an individual being injured on the property and the loss of time if a crucial...
Vacant Property Insurance
Owning a vacant building can pose serious liabilities because vacant buildings are more susceptible to vandalism, undetected repairs, fire, and other losses. If you own vacant property, it is advisable to purchase vacant property insurance, also known as vacant...
6 Types of Auto Insurance Coverage
If someone were to ask you what was covered under your auto insurance policy, would you be able to tell them? Like most of us, you would probably have a hard time confidently answering that question. Interpreting the various types of coverage offered under your auto...
Benefits of Commercial Auto Insurance
When it comes to running a business, vehicles—whether they’re leased, rented, or owned—are crucial for a variety of tasks. Whether transporting materials and tools to worksites, hauling goods for deliveries, or driving to meet clients—companies of all kinds rely on...
5 Holiday Party Best Practices
Workplace-sponsored holiday parties present a host of liabilities for organizations each year. Factors like choice of venue and employees’ religious affiliations can create friction even before alcohol is thrown into the mix. Below are some best practices for hosting...