Risk & Insurance Articles
Recent news, insights and information on risk management and insurance via Roman Galey.
Personal Protective Equipment Considerations for Women
Historically, the construction industry has largely been a male-dominated field. In fact, according to the U.S. Bureau of Labor Statistics, women currently account for just 10.3% of those employed within the sector—a statistic that has been relatively steady for much...
Save Money on Energy in Your Household
According to the National Energy Assistance Directors Association, energy costs will reach a decade-long high this winter. Heating costs are predicted to rise 28% for U.S. households relying on natural gas and 27% for those using heating oil. Electricity costs are...
Tips to Limit Supply Chain Exposure
In recent years, factors such as the COVID-19 pandemic, labor shortages, natural disasters, and production issues have contributed to supply chain disruptions worldwide, impacting high-end consumer products and basic commodities, such as generic drugs and energy....
6 Tips for Adding a Teen to Your Auto Policy
If your teen is approaching driving age, it may be time to start thinking about adding them to your auto insurance policy. Although this will likely increase your insurance premiums, it is typically cheaper than having your teen purchase an auto policy in their own...
November Personal Risk Insights
Auto Avoiding Animal Collisions Fall is a beautiful time of year, but it’s also when the most wildlife-vehicle collisions occur. More than 300,000 such incidents occur between October and December every year, according to the Federal Highway Administration. To reduce...
Evaluating Organizational Downsizing
Deciding to terminate an employee is never easy, and it only becomes more difficult and complex when organizations must eliminate multiple employees. Mass layoffs are common when organizations downsize. Organizations downsize for many reasons, but it’s most common...
Business Email Compromise (BEC)
Cybercriminals continue to become more sophisticated, leveraging a wide range of tactics in order to attack their victims. One tactic that has increased in frequency, complexity, and resulting losses over the past few years is the use of business email compromise...
Cyber Liabilities: Ransomware
Ransomware is any type of malicious software that infects a computer and either prevents it from working as it should or prevents access to certain files until the user pays a ransom. Typically, the hackers behind the ransomware demand bitcoin—a type of digital...
Is Your Car Ready for Fall Driving?
Fall is arguably the most important season for vehicle maintenance. Before the season’s brisk, windy weather and shorter days arise, you’ll want to make sure your vehicle is prepared for fall roads. Follow these maintenance tips to ensure your vehicle is ready for...