Risk & Insurance Articles
Recent news, insights and information on risk management and insurance via Roman Galey.
Are You Prepared for Spring Thunderstorms?
Every thunderstorm produces lightning, which is extremely dangerous. Though lightning fatalities have decreased over the past 30 years, lightning continues to be one of the top three storm-related killers in the United States. Although most lightning victims survive,...
Factors That Affect Your Homeowners Insurance Premiums
Home insurance coverage can differ from policy to policy depending on a multitude of factors. Being aware of these factors that affect your premium can ensure that you are appropriately covered. Review this Know Your Insurance to understand the factors that are...
Does Your Auto Insurance Policy Cover Your Rental Car?
When renting a car, the rental company will typically ask if you’d like to purchase insurance coverage for the vehicle. It’s at this point when you have to ask yourself: Do my personal insurance policies provide the coverage I need, or should I purchase insurance...
2023 D&O Insurance Market Outlook
Although the last few years in the directors and officers (D&O) liability insurance segment were characterized by double-digit rate increases and lowered capacity, market conditions proved more favorable throughout 2022. In the scope of publicly traded companies,...
Insuring Valuables
Your valuables are important to you—and insuring them is equally important to prevent serious loss in the event of damage or theft. Learn more about how you can protect the finer things in life with additional coverage. The Basics Standard homeowners, condominium, or...
AAA Says Bad Driving Worsened Last Year
It seems that every year, roadway communities bemoan the actions of bad drivers. These are the motorists who text and drive, speed, don't use turn signals, tailgate, and more. And according to a new study from AAA, bad driving habits have gotten worse in recent years....
Personal Protective Equipment Considerations for Women
Historically, the construction industry has largely been a male-dominated field. In fact, according to the U.S. Bureau of Labor Statistics, women currently account for just 10.3% of those employed within the sector—a statistic that has been relatively steady for much...
Save Money on Energy in Your Household
According to the National Energy Assistance Directors Association, energy costs will reach a decade-long high this winter. Heating costs are predicted to rise 28% for U.S. households relying on natural gas and 27% for those using heating oil. Electricity costs are...
Tips to Limit Supply Chain Exposure
In recent years, factors such as the COVID-19 pandemic, labor shortages, natural disasters, and production issues have contributed to supply chain disruptions worldwide, impacting high-end consumer products and basic commodities, such as generic drugs and energy....