Risk & Insurance Articles
Recent news, insights and information on risk management and insurance via Roman Galey.
The Importance of Certificates of Insurance
No matter what industry you’re in, chances are your organization will, at some point, rely on the help of a third party to fulfill certain business needs. Regardless of who you work with, business arrangements with contractors and vendors can open you up to a number...
Monitoring Remote Workers
Due to the coronavirus (COVID-19) pandemic, more employees are working remotely than ever before. And, even as businesses begin to reopen across the country, remote work will likely remain popular for the foreseeable future. While remote work arrangements help keep...
Making Sense of New CDC Guidelines
CDC Says Masks Are No Longer Required in Most Settings for Fully Vaccinated Individuals The Centers for Disease Control and Prevention (CDC) has released new guidance for people who have been fully vaccinated for COVID-19. This long-awaited guidance loosens the CDC’s...
Internship Programs Under The Fair Labor Standards Act
This fact sheet provides general information to help determine whether interns and students working for “for-profit” employers are entitled to minimum wages and overtime pay under the Fair Labor Standards Act (FLSA).1 Background The FLSA requires “for-profit”...
Pre-action Sprinkler System Considerations
The type of sprinkler system that best suits your commercial property should be determined by your operations, building characteristics and fire protection needs. Wet pipe sprinkler systems, which store water in their pipes for distribution during a fire, are the most...
Preventing Falls in Construction
OSHA’S NATIONAL SAFETY STANDDOWN TO PREVENT FALLS IN CONSTRUCTION RUNS MAY 3-7 Fatalities caused by falls from elevation continue to be a leading cause of death for construction employees. In fact, according to the Bureau of Labor Statistics, falls account for 30% of...
Frequency of Vehicle Thefts Increased in 2020
Everyone is susceptible to vehicle theft, whether they live in a metropolitan area, the neighboring suburbs or the rural countryside. In fact, after a downward trend in the frequency of vehicle thefts, there was a dramatic increase in 2020, according to the National...
Overview of Biden’s $1.9 Trillion Stimulus Package
The House of Representatives has passed its version of President Joe Biden’s proposed stimulus bill, which includes extended unemployment benefits, direct checks to individuals and more. The bill is now with the Senate, where some provisions will likely change....
Beware of COVID-19 Vaccine Scams
Since COVID-19 vaccine demand is increasing and distribution varies by state, scammers are trying to take advantage of uncertainty and confusion to steal money and personal information from vaccine seekers. Scammers are using phone calls, text messages, social media...