Risk & Insurance Articles
Recent news, insights and information on risk management and insurance via Roman Galey.
Small Business Insights – How to Prevent Employee Fraud
Employee fraud—when an employee knowingly lies to, steals from, or deceives their employer to make personal gains—occurs in approximately two-thirds of U.S. small businesses, according to the National Federation of Independent Business. In fact, small businesses face...
Preparing Your Home for a Wildfire
Many homeowners face the risk of wildfires, which are usually triggered by lightning or accidents. They spread quickly, igniting brush, trees, and homes. Some homes survive, but unfortunately, many others do not. Those that survive almost always do so because their...
Home Matters: Renters Insurance Myths
Renters insurance exists not only to protect the belongings in your home but so much more. There are so many misconceptions when it comes to what renters insurance is and what it covers. Here are some common myths (and realities) about renters insurance. Myth #1: I...
Behavior-based Safety Explained
It’s critical for safety to be at the forefront of any organization, regardless of size or industry. By upholding a safe work environment, organizations can minimize the risk of costly on-site accidents and employee injuries—boosting staff morale and maximizing...
Are You Prepared for Spring Thunderstorms?
Every thunderstorm produces lightning, which is extremely dangerous. Though lightning fatalities have decreased over the past 30 years, lightning continues to be one of the top three storm-related killers in the United States. Although most lightning victims survive,...
Factors That Affect Your Homeowners Insurance Premiums
Home insurance coverage can differ from policy to policy depending on a multitude of factors. Being aware of these factors that affect your premium can ensure that you are appropriately covered. Review this Know Your Insurance to understand the factors that are...
Does Your Auto Insurance Policy Cover Your Rental Car?
When renting a car, the rental company will typically ask if you’d like to purchase insurance coverage for the vehicle. It’s at this point when you have to ask yourself: Do my personal insurance policies provide the coverage I need, or should I purchase insurance...
2023 D&O Insurance Market Outlook
Although the last few years in the directors and officers (D&O) liability insurance segment were characterized by double-digit rate increases and lowered capacity, market conditions proved more favorable throughout 2022. In the scope of publicly traded companies,...
Insuring Valuables
Your valuables are important to you—and insuring them is equally important to prevent serious loss in the event of damage or theft. Learn more about how you can protect the finer things in life with additional coverage. The Basics Standard homeowners, condominium, or...