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Key Differences Between Commercial Excess Liability and Umbrella Insurance Policies
Commercial excess liability insurance and umbrella insurance are secondary coverage policies that attach after primary insurance policy limits—such as general liability, employer’s liability, also known as workers compensastion, and commercial auto insurance—have been...
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Watch for These 6 Phishing Scams
Phishing is a type of cyber fraud that utilizes deceptive emails or other electronic communication to manipulate recipients into sharing sensitive information, clicking on malicious links, or opening harmful attachments. While emails are the most common delivery...
April Is Distracted Driving Awareness Month
The National Safety Council recognizes April as Distracted Driving Awareness Month. This event aims to raise awareness about the dangers of distracted driving and encourage motorists like you to minimize potential distractions behind the wheel. Review the following...
The Importance of Participating in the National Safety Stand-down to Prevent Falls in Construction
Falls from elevation consistently reign as one of the top causes of fatalities in the construction industry. Yet, by educating employees on fall risks and implementing adequate job site precautions, employers help protect staff from fall-related incidents and limit...
Work From Home Subsidies
Working from home is more popular now than at any time in recent history. What started out of necessity during the COVID-19 pandemic has now morphed into a perk that remote employees are eager to retain. Luckily for these employees, remote work is likely to remain for...
Space Heater Safety
The cold weather is here for many. You may be tempted to pull out your space heater this winter to stay warm. However, according to the National Fire Protection Association, heating equipment, such as your space heater, is the second-leading cause of home fires each...
The Impact of Social Inflation on the Commercial Auto Insurance Market
In recent years, social inflation has become a growing concern within the commercial insurance market. Social inflation refers to the rising costs of insurance claims. These inflation issues are the result of several societal shifts, such as increased litigation...
The Importance of Two-factor Authentication
As cyber-attacks become more and more common, protecting your data is increasingly difficult. In fact, a study from Juniper Research found that by 2023, cybercriminals are expected to steal an estimated 33 billion records. In light of the growing number of...
Winter Weather Liabilities
The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in snow- and ice-covered landscape. While it may be a winter wonderland (lucky that is north of us here in Hattiesburg) for some, as a...
Officer Exclusion from Workers’ Compensation Insurance
Work Comp Insights Officer Exclusion from Workers’ Compensation Insurance Most states require employers to purchase a workers’ compensation insurance policy to cover workers who are injured or made ill due to a workplace exposure. While owners and corporate officers...
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