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Are You Prepared for a Flood?
Flash floods can occur within minutes or hours of excessive rainfall, a dam or levee failure, or a sudden release of water held by an ice jam. Overland flooding, the most common type of flooding event, typically occurs when waterways—such as rivers or streams—overflow...
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The Importance of Participating in the National Safety Stand-down to Prevent Falls in Construction
Falls from elevation consistently reign as one of the top causes of fatalities in the construction industry. Yet, by educating employees on fall risks and implementing adequate job site precautions, employers help protect staff from fall-related incidents and limit...
Work From Home Subsidies
Working from home is more popular now than at any time in recent history. What started out of necessity during the COVID-19 pandemic has now morphed into a perk that remote employees are eager to retain. Luckily for these employees, remote work is likely to remain for...
Space Heater Safety
The cold weather is here for many. You may be tempted to pull out your space heater this winter to stay warm. However, according to the National Fire Protection Association, heating equipment, such as your space heater, is the second-leading cause of home fires each...
The Impact of Social Inflation on the Commercial Auto Insurance Market
In recent years, social inflation has become a growing concern within the commercial insurance market. Social inflation refers to the rising costs of insurance claims. These inflation issues are the result of several societal shifts, such as increased litigation...
The Importance of Two-factor Authentication
As cyber-attacks become more and more common, protecting your data is increasingly difficult. In fact, a study from Juniper Research found that by 2023, cybercriminals are expected to steal an estimated 33 billion records. In light of the growing number of...
Winter Weather Liabilities
The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in snow- and ice-covered landscape. While it may be a winter wonderland (lucky that is north of us here in Hattiesburg) for some, as a...
Officer Exclusion from Workers’ Compensation Insurance
Work Comp Insights Officer Exclusion from Workers’ Compensation Insurance Most states require employers to purchase a workers’ compensation insurance policy to cover workers who are injured or made ill due to a workplace exposure. While owners and corporate officers...
Commercial Auto Trends to Watch
Whether they’re transporting materials and tools to worksites, hauling goods for deliveries or driving to meet clients—organizations of all sizes and industries rely on safe, functioning vehicles to serve their customers and generate profit. But, while utilizing a...
Commercial Risk Updates
Fraud and E-commerce The COVID-19 pandemic massively accelerated the growth of e-commerce. According to digital fraud prevention company, Sift, the amount of money spent by online shoppers nearly doubled between 2019 and 2020. However, amid the surge in online...
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