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6 Types of Auto Insurance Coverage
If someone were to ask you what was covered under your auto insurance policy, would you be able to tell them? Like most of us, you would probably have a hard time confidently answering that question. Interpreting the various types of coverage offered under your auto...
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How to Choose an Insurance Agent in Hattiesburg, MS
Finding the right insurance agent in Hattiesburg, MS requires a little more than checking out the local advertisements. There is a certain level of trust you must associate with someone advising you about something as intimate and important as insurance and the steps...
Insuring a Startup Business
When you open a new business, you quickly realize that you spend most of the time “putting out fires,” rather than implementing the steps of your business plan. The chaos that typically defines a startup diverts your attention from building the business, and in doing...
What Does Political Risk Insurance Cover?
I want to share with you a recent blog post that I did regarding political risk insurance. You may ask yourself, how does political risk insurance affect me? Let me actually start by asking this question. What do North Korea, Iran and Venezuela all have in common? All...
Common Real Estate Risks
Real estate is a business where risk is ever-present. The most common real estate risks often involve unknown factors about the condition of the property and the instability of the real estate market. In some cases, especially if you are purchasing rental properties,...
What is Political Risk Insurance?
From a broad perspective, insurance is defined as a financial device to hedge against a future potential loss. Investors use insurance as a technique to mitigate a variety of factors that could (and catastrophically) negatively impact an investment or an asset; like a...
Risk Management Shouldn’t Be “All Chalk”
With March Madness finally behind us, it’s interesting to look back on the NCAA Basketball Tournament. There were certainly a few surprises along the way and throughout the season. These same types of surprises are the reason even longshots can make it to the top of...
What is Forced Placed Insurance?
If you take a mortgage on your home, your lender will undoubtedly require that you have home insurance to protect this investment. In the event anything happens to your home, i.e. natural disaster, fire, flood, etc., your insurance will cover repair or replacement...
Emerging Risk: Organizational Resistance to Change
Organizations of all types must experience change in order to grow. The most challenging and critical component of the change process is often managing the people side of things. Organizations that manage change with ease will prosper while mitigating the risk of a...
Emerging Risks: Cyber Crime
In the United States alone, there were more than 668 million intrusions and data breaches. We are seeing a 15% annual increase in the number of attacks since 2013. Companies that collect and store sensitive information are constant targets for cyber attacks. Even...
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