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Key Differences Between Commercial Excess Liability and Umbrella Insurance Policies
Commercial excess liability insurance and umbrella insurance are secondary coverage policies that attach after primary insurance policy limits—such as general liability, employer’s liability, also known as workers compensastion, and commercial auto insurance—have been...
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6 Tips for Adding a Teen to Your Auto Policy
If your teen is approaching driving age, it may be time to start thinking about adding them to your auto insurance policy. Although this will likely increase your insurance premiums, it is typically cheaper than having your teen purchase an auto policy in their own...
November Personal Risk Insights
Auto Avoiding Animal Collisions Fall is a beautiful time of year, but it’s also when the most wildlife-vehicle collisions occur. More than 300,000 such incidents occur between October and December every year, according to the Federal Highway Administration. To reduce...
Evaluating Organizational Downsizing
Deciding to terminate an employee is never easy, and it only becomes more difficult and complex when organizations must eliminate multiple employees. Mass layoffs are common when organizations downsize. Organizations downsize for many reasons, but it’s most common...
Business Email Compromise (BEC)
Cybercriminals continue to become more sophisticated, leveraging a wide range of tactics in order to attack their victims. One tactic that has increased in frequency, complexity, and resulting losses over the past few years is the use of business email compromise...
Cyber Liabilities: Ransomware
Ransomware is any type of malicious software that infects a computer and either prevents it from working as it should or prevents access to certain files until the user pays a ransom. Typically, the hackers behind the ransomware demand bitcoin—a type of digital...
Is Your Car Ready for Fall Driving?
Fall is arguably the most important season for vehicle maintenance. Before the season’s brisk, windy weather and shorter days arise, you’ll want to make sure your vehicle is prepared for fall roads. Follow these maintenance tips to ensure your vehicle is ready for...
Level Funding
If you desire the freedom of a self-funded insurance plan but need a little more certainty for your budgeting concerns, level funding might be an option for you. Weigh the advantages and disadvantages and decide what’s best for your company. What is a Self-funded...
SouthGroup Insurance Services Named to Top 100 Agencies
SouthGroup Insurance Services Named to Top 100 Agencies August 24, 2022 SouthGroup Insurance Services, with offices in Hattiesburg, MS, and Picayune, MS, has been named one of the Top 100 Privately-Held Insurance Agencies for 2022 by the Insurance Journal. The...
Work Comp Insights: These Three Trends Could Have Big Implications for Workers’ Compensation
Legislation surrounding the gig economy, single-payer health insurance, and marijuana legalization all have the potential to impact the U.S. workers’ compensation system, according to a National Council on Compensation Insurance (NCCI) report. The Gig Economy Digital...
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