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Insurance Articles
What Your Contractor Won’t Tell You: The Coverage Gaps in Renovation Projects
You’ve lined up the perfect renovation—but is your insurance ready? Standard homeowners policies often fall short during remodels, leaving you exposed to costly risks. From Builder’s Risk coverage to key questions for your contractor, this guide reveals what you need to know to safeguard your property—and your wallet—before the first hammer swings.
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5 Holiday Party Best Practices
Workplace-sponsored holiday parties present a host of liabilities for organizations each year. Factors like choice of venue and employees’ religious affiliations can create friction even before alcohol is thrown into the mix. Below are some best practices for hosting...
U.S. Personal Auto Prices Up by Double Digits So Far in 2023
Seeking a return to profitability after a few years of underwriting losses, U.S. private passenger auto insurers continue to issue double-digit rate increases for drivers, according to a report from S&P Global. The average premium has gone up 11% year-to-date...
Cyber Risks &Liabilities
Wrongful Collection of Data Explaine Businesses of all sizes and sectors may be subject to unlawful data processing claims. According to the International Association of Privacy Professionals, lawsuits focusing on whether businesses lawfully collect and use personal...
Chimney Maintenance
In spite of the ambiance and relaxation that a fireplace provides, there are also inherent fire dangers. To combat the risk of fire or inhalation of dangerous carbon monoxide (CO) gas, it is important for you to make chimney care part of your home maintenance plan....
Protecting Your Business From Power Surges
Power surges, which are sudden spikes in electrical voltage, can wreak havoc on business equipment and systems. While they may seem like minor inconveniences, power surges can have a significant impact on a business’s bottom line. This article explores the dangers of...
5 Ways Cyber-Criminals are Weaponizing AI
Recent years have seen artificial intelligence (AI) surge in popularity among both businesses and individuals. Applications of this technology are widespread, but some of the most common include computer vision solutions, natural language processing systems, and...
Top 10 Fall Home Maintenance Tips
Fall signals cooler weather, and the pleasant temperatures let you comfortably do necessary home maintenance before winter arrives. Clean Gutters and Downspouts Clear leaves and debris from gutters and downspouts to prevent flooding and freezing around your...
How to Spot AI Voice Scams
Artificial intelligence (AI) technology has surged in popularity and usage among businesses and individuals. Many users have found ways to streamline commercial operations and personal hobbies using these programs; however, criminals have also developed means of...
Insuring Your College Student
Sending a child off to college is a significant milestone that represents the culmination of years of planning and hard work. As you prepare for the start of the semester, you should consider how your insurance needs may change with your son or daughter away at...
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