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Insurance Articles
Strengthening Your Small Business: A Smart Strategy for Reviewing Risk & Insurance Coverage
Running a business means change is constant—make sure your insurance keeps up by reviewing risk and coverage with expert guidance from SouthGroup Insurance Services.
All Articles
Why Do I Need… Personal Umbrella Liability Insurance?
After a hectic work week, Jim Marshall was looking forward to a relaxing weekend with his wife and kids. He was just a few blocks from home when his cellphone rang. He glanced down to see who was calling. That split-second distraction was all it took for him to miss...
Business Coverage Insights – What You Should Know About Flood Insurance
Flooding is a risk to any business, whether you are inland or near the coastline. In fact, in the past five years, all 50 states have experienced floods, and at least one in four businesses that shut down from a natural disaster never reopens. According to the U.S....
Are You Prepared for a Flood?
Flash floods can occur within minutes or hours of excessive rainfall, a dam or levee failure, or a sudden release of water held by an ice jam. Overland flooding, the most common type of flooding event, typically occurs when waterways—such as rivers or streams—overflow...
Everything You Need to Know About Boat Owners Insurance
You purchased a boat to provide years of personal enjoyment—ensure your pleasure by choosing the right insurance protection. The Basics A small boat, such as a canoe or other un-motorized boat, is typically covered under the personal property portion of your...
In the Know: What You Need to Know Before Hopping on an E-scooter
By now, you’ve probably seen a few people cruise by on an electric scooter. They may have been a few teenagers on their way to a friend’s house, somebody using the vehicle as a new way to commute to work, or maybe it was even yourself doing the riding. E-scooters have...
Risk Insights: Red Flags Rule for Auto Dealers
Each year, more than 9 million Americans fall victim to identity theft. Often, there are red flags—or potential patterns, practices, or activities indicating the possibility of identity theft—before it actually happens. To protect consumers, the Federal Trade...
Motorcyle Insurance: Reducing Risk for Riders
There’s nothing like the freedom you feel when riding but if you’re on the road, you’re at risk. To ensure you’ve got the coverage and financial protection you need, consider the following motorcycle insurance coverage options. Liability Insurance Coverage Required by...
Construction Risk Insights – The Risks of Vacant Property
Theft, trespassing, fires, or other losses are constant threats on vacant construction sites. Losses might include not only the value of damaged or stolen materials but also the liability of an individual being injured on the property and the loss of time if a crucial...
Vacant Property Insurance
Owning a vacant building can pose serious liabilities because vacant buildings are more susceptible to vandalism, undetected repairs, fire, and other losses. If you own vacant property, it is advisable to purchase vacant property insurance, also known as vacant...
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