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Key Differences Between Commercial Excess Liability and Umbrella Insurance Policies
Commercial excess liability insurance and umbrella insurance are secondary coverage policies that attach after primary insurance policy limits—such as general liability, employer’s liability, also known as workers compensastion, and commercial auto insurance—have been...
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Reviewing Riot Exclusions
Reviewing Riot Exclusions Recent, well-reported acts of rioting across the nation have resulted in extensive damages to commercial property. Entrepreneurs have suffered losses to their buildings, their equipment, and their inventory. Many businesses have suffered lost...
Preparing for a Second Wave of COVID
Even as stay-at-home orders and restrictions are lifted, daily operations won’t be business-as-usual for many across the country. The coronavirus (COVID-19) pandemic is still going on, despite businesses reopening. Moreover, public health officials and experts are...
Cyber Attacks – A Growing Business Interruption Threat
When you think about what usually causes a business interruption, natural disasters such as fires, earthquakes and floods probably come to mind first. These events can physically damage your property and equipment, making your workspace unusable for a time. The...
Protecting Your Business During Civil Unrest
Civil unrest can create unique challenges for businesses. Specifically, business owners face the risk of vandalism, stolen or damaged goods and extensive property damage. With this in mind, it’s crucial to take steps to mitigate the risk of potential damages to your...
COVID-19 Reopening Considerations
The COVID-19 pandemic has forced many restaurants and food service businesses to shift to survival strategies like carryout or delivery service. Some even had to close their doors for an extended period. As the COVID-19 threat shifts, several states have officially...
Designing a Post-Coronavirus Office
The coronavirus disease (COVID-19) pandemic has changed many aspects of the current workplace, and soon, employers should begin planning for what their post-coronavirus office will look like. Previously, social distancing and COVID-19-related best practices hadn’t...
Return to Work Plans Following the COVID-19 Pandemic
The coronavirus (COVID-19) pandemic has interrupted many businesses across the country. While it’s unclear how long COVID-19 will continue to affect organizations, many employers are looking to the future of employees returning to work. Echoing the sentiments of...
Reopening a Business After the Coronavirus Shutdown
Reopening a Business After the Coronavirus Shutdown As the coronavirus (COVID-19) pandemic continues to have an unprecedented effect on daily life, many business owners are looking forward to the future and a return to normalcy. However, even when stay-at-home orders...
Coronavirus Recording and Reporting Under OSHA Rules
The Occupational Safety and Health Act (the Act) requires employers to report and record work-related injuries and illnesses. The Occupational Safety and Health Administration (OSHA) has indicated that COVID-19 infections are recordable injuries if they are...
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