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Insurance Articles
What Your Contractor Won’t Tell You: The Coverage Gaps in Renovation Projects
You’ve lined up the perfect renovation—but is your insurance ready? Standard homeowners policies often fall short during remodels, leaving you exposed to costly risks. From Builder’s Risk coverage to key questions for your contractor, this guide reveals what you need to know to safeguard your property—and your wallet—before the first hammer swings.
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Commercial Risk Updates
Fraud and E-commerce The COVID-19 pandemic massively accelerated the growth of e-commerce. According to digital fraud prevention company, Sift, the amount of money spent by online shoppers nearly doubled between 2019 and 2020. However, amid the surge in online...
Structural Issues and Aging Buildings
While modern building codes and structural engineering have made buildings extremely safe, facilities managers must maintain a high level of upkeep for them to remain that way. As buildings age, they can lose their structural integrity. As such, if simple repairs are...
Ransomware Attacks Reach All-time High in Q4 2020
Ransomware attacks spiked in 2020 as the fear and chaos of COVID-19, combined with the transition to remote work, provided an abundance of opportunities for cybercriminals. Advisen data shows ransomware attacks reached an all-time high in 2020, with a particular...
How to Avoid Heat Illness
Avoid Heat Illness When it is hot outside, your body temperature can rise to dangerous levels. Normally, your body cools itself through sweating. However, in hot and humid weather, sweating is not enough and the result can be a heat illness. Staying Cool Follow the...
The Importance of Certificates of Insurance
No matter what industry you’re in, chances are your organization will, at some point, rely on the help of a third party to fulfill certain business needs. Regardless of who you work with, business arrangements with contractors and vendors can open you up to a number...
Monitoring Remote Workers
Due to the coronavirus (COVID-19) pandemic, more employees are working remotely than ever before. And, even as businesses begin to reopen across the country, remote work will likely remain popular for the foreseeable future. While remote work arrangements help keep...
Making Sense of New CDC Guidelines
CDC Says Masks Are No Longer Required in Most Settings for Fully Vaccinated Individuals The Centers for Disease Control and Prevention (CDC) has released new guidance for people who have been fully vaccinated for COVID-19. This long-awaited guidance loosens the CDC’s...
Internship Programs Under The Fair Labor Standards Act
This fact sheet provides general information to help determine whether interns and students working for “for-profit” employers are entitled to minimum wages and overtime pay under the Fair Labor Standards Act (FLSA).1 Background The FLSA requires “for-profit”...
Pre-action Sprinkler System Considerations
The type of sprinkler system that best suits your commercial property should be determined by your operations, building characteristics and fire protection needs. Wet pipe sprinkler systems, which store water in their pipes for distribution during a fire, are the most...
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