by RomanGaley | Jun 24, 2024 | Insurance
Commercial excess liability insurance and umbrella insurance are secondary coverage policies that attach after primary insurance policy limits—such as general liability, employer’s liability, also known as workers compensastion, and commercial auto insurance—have been...
by RomanGaley | Jun 10, 2024 | Insurance
After a hectic work week, Jim Marshall was looking forward to a relaxing weekend with his wife and kids. He was just a few blocks from home when his cellphone rang. He glanced down to see who was calling. That split-second distraction was all it took for him to miss...
by RomanGaley | May 1, 2024 | Insurance
Flash floods can occur within minutes or hours of excessive rainfall, a dam or levee failure, or a sudden release of water held by an ice jam. Overland flooding, the most common type of flooding event, typically occurs when waterways—such as rivers or streams—overflow...
by RomanGaley | Mar 27, 2024 | Insurance
You purchased a boat to provide years of personal enjoyment—ensure your pleasure by choosing the right insurance protection. The Basics A small boat, such as a canoe or other un-motorized boat, is typically covered under the personal property portion of your...
by RomanGaley | Mar 20, 2024 | Insurance
By now, you’ve probably seen a few people cruise by on an electric scooter. They may have been a few teenagers on their way to a friend’s house, somebody using the vehicle as a new way to commute to work, or maybe it was even yourself doing the riding. E-scooters have...
by RomanGaley | Feb 5, 2024 | Insurance
Owning a vacant building can pose serious liabilities because vacant buildings are more susceptible to vandalism, undetected repairs, fire, and other losses. If you own vacant property, it is advisable to purchase vacant property insurance, also known as vacant...
