by RomanGaley | Jun 24, 2024 | Insurance
Commercial excess liability insurance and umbrella insurance are secondary coverage policies that attach after primary insurance policy limits—such as general liability, employer’s liability, also known as workers compensastion, and commercial auto insurance—have been...
by RomanGaley | Jun 10, 2024 | Insurance
After a hectic work week, Jim Marshall was looking forward to a relaxing weekend with his wife and kids. He was just a few blocks from home when his cellphone rang. He glanced down to see who was calling. That split-second distraction was all it took for him to miss...
by RomanGaley | May 22, 2024 | Business Risk
Flooding is a risk to any business, whether you are inland or near the coastline. In fact, in the past five years, all 50 states have experienced floods, and at least one in four businesses that shut down from a natural disaster never reopens. According to the U.S....
by RomanGaley | May 1, 2024 | Insurance
Flash floods can occur within minutes or hours of excessive rainfall, a dam or levee failure, or a sudden release of water held by an ice jam. Overland flooding, the most common type of flooding event, typically occurs when waterways—such as rivers or streams—overflow...
by RomanGaley | Mar 27, 2024 | Insurance
You purchased a boat to provide years of personal enjoyment—ensure your pleasure by choosing the right insurance protection. The Basics A small boat, such as a canoe or other un-motorized boat, is typically covered under the personal property portion of your...